金融英语考试之金融阅读辅导:货币的职能

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金融英语考试之金融阅读辅导:货币的职能

What is money? Anything which performs the functions of money is monoy. Money’s essential characteristic is that it is generally acceptable. When people generally refuse to accept something as money, it is not money.

什么是货币?任何有货币功能的商品就是货币。货币的基本特征是它被普遍接受。当人们普遍拒绝接受某种商品作为货币时,它就不是货币。

We can identify four important functions by money.

First, money serves as a medium of exchange. Money simplifies the exchange of goods by providing a mutually acceptable item for exchange. Second, money provides a measure of value. Money provides a convenient yardstick by which to express the value of other goods. Third, money acts as a store of value. Money provides a neat, orderly form of wealth that may be temporarily held before it is spent on services or consumption goods.

Fourth, money as a standard of deferred payments performs the function of establishing a future value or obligation in definitive terms.

货币有四大职能。第一,货币充当一种交易双方都愿意接受的媒介物,简化了商品交换,执行流通手段职能。第二,货币作为一种价值标准,可用来表现商品的价值,并能够衡量商品价值量的大小,执行价值尺度职能。第三,货币在支付劳务或消费品之前,被当作一般财富储藏起来,执行储藏手段职能。第四,货币用来表现商品的未来价值,或明确债权债务关系,执行支付手段职能。

The ideal money is something universally acceptable, easily stored and transported, and highly divisible. Precious metals have commonly been used as money for

these reasons. The intrinsic value of gold and silver, the ease with which they can be carried, and the simplicity of weighing out any desired amount have promoted the use of these commodities.

理想的货币是被普遍接受的一般等价物,便于储藏和携带,而且易于分割。贵金属由于具备了这些条件,所以一直在充当货币。金银本身的内在价值,携带方便、计量简捷,使之从众多商品中分离出来成为货币。

New Words

function n.

perform vt.

essential adj.

characteristic adj.

acceptable adj.

identify vt.

medium n.

simplify vt.

mutually adv.

item n.

measure n.

value n.

convenient adj.

yardstick n.

express adj. vt.

act vi.

neat adj.

orderly adj.

wealth n.

temporarily adv.

consumption n.

standard n.

defer vi. vt.

establish vt.

obligation n.

ideal adj.

universally adv.

easily adv.

transport n.

divisible adj.

precious adj.

metal n.

intrinsic adj.

ease n.

simplicity n.

weigh vt.

desire vt.

amount n.

promote vt.

commodity n.

service n.

definitive adj. 单词

作用,功能;职务,职责

履行, 执行

本质的, 实质的, 基本的

特有的, 表示特性的, 典型的

可接受的, 合意的

识别, 鉴别

媒体, 方法, 媒介

单一化, 简单化

互相地, 互助

(可分类或列举的)项目, 条款, (消息、情报等的)一则, 一条网络危机公关

尺寸, 量度标准, 方法, 措施

价值, 估价, 价格 vt. 估价

便利的, 方便的

码尺, 准绳

表达, 表示

行动, 担当, 表演vt. 扮演, 装作

整洁的, 灵巧的

有秩序的, 整齐的, 整洁的

财富, 财产

临时

消费, 消费量

标准, 规格 adj. 标准的, 第一流的

使推迟, 使延期

建立, 设立, 确定

义务, 职责, 债务

完美的, 想象的, 观念的

普通地, 一般地

容易地, 不费力地

运输 vt. 传送, 运输

可分的

宝贵的, 贵重的

金属

(指价值、性质)固有的, 内在的, 本质的

安心, 不费力

简单, 简易

称。。.重量, 称 vi. 重(若干)

想望, 期望, 希望 v. 要求

数量 vi. (to) 总计, 等于

促进, 推销, 提升

日用品, 商品, 货物

服务, 劳务

最后的, 确定的

Phrases and Expressions

essential characteristic

medium of exchange

measure of value

store of value

standard of deferred payments

in definitive terms 短语与词组网络危机公关

最重要的特征

交换的媒介

价值的尺度

价值的储蓄或贮藏

支付的手段(递延支付的标准)

用特定的计算单位来表示

Notes

1.Anything which performs the functions of money is money.

(1)Which…引导定语从句

(2)function n. action for which one is particularly fitted or

employed.作用,功能:特别适合某人或某人所从事的行为

2. When people generally refuse to accept something as money,

it is not money.

as prep.(介词)in the role, capacity, or function of:

以…的身份,作为:充当角色、身份或功能的:

例:acting as a mediator.

充当调解人

3.Money simplifies the exchange of goods by providing a

mutually acceptable item for exchange.

(1)by providing…作状语

(2)a mutually acceptable item for exchange:一种用于交换的,双方都愿意接受的商品北京seo

item n. a single article or unit in a collection, an

enumeration, or a series 项目,细目

4.Money provides a neat, orderly form of wealth that may be

temporarily held before it is spent on services or consumption

goods.

(1)a neat, orderly form of wealth 一种简单划一的财富形式

neat adj. orderly and precise in procedure; systematic

简洁的:步骤有序的和精确的;系统的

orderly adj. free from disorder; neat 整洁的:避免无秩序的;干净的:

(2)that may be temporarily

held是由关系代词that引导的定语从句,意思是“被暂时持有(储藏)”

(3)before it is spent on services or consumption

goods是由连词before引导时间状语从句,意思是“货币在支付劳务或消费品之前”

it指wealth或money

spend (money on sth) vt. to pay out (money) 花钱;付款

例:How much money do you spend each week?

你每星期花多少钱?

5.Fourth, money as a standard of deferred payments performs

the function of establishing a future value or obligation in

definitive terms.

(1)介词短语as a standard of deferred payments作定语,修饰money

(2)establishing a future

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