金融英语考试之金融阅读辅导:什么是银行

金融英语考试之金融阅读辅导:什么是银行

Whenever banks are mentioned in China， it is natural to be associated with the People’s Bank of China. This is because its branches can be found in the cities in this country， and this bank is commonly known as the leading body of the Chinese banking system which includes state commercial banks such as the Agricultural Bank of China， Bank of China， the Construction Bank of China， the Industrial and Commercial Bank of China， Bank of Communications， and other banking institutions.

在中国，人们一提到银行，就自然而然地和中国人民银行联系起来。这是因为它的分支机构在全国的各城市都能找到，通常被认为是包括国有商业银行，比如中国农业银行、中国银行、中国建设银行、中国工商银行、交通银行，以及其它金融机构在内的中国金融体系的主管部门。

But what is a bank then？ It may be advisable to define a bank as an institution for doing financial work. Here， each specialized bank has its own business activities，but there are two basic functions in common.

那么，什么是银行？将银行解释为办理金融业务的机构可能是较为恰当的。这里，每家专业银行都有各自的业务范围，但一般有两项基本职能。

One is to accept deposits of money from customers; The other is to make loans to the customers who wish

to borrow. With the continuous development of China’s economy and trade， especially after the country has opened to the

outside world， banks will be playing more and more important role in our lives.

一是吸收客户的存款；

二是向那些想借款的客户发放贷款。

随着中国经济和贸易的持续发展，尤其是对外开放以后，银行将会在我们的生活中发挥越来越重要的作用。流量计

New Words：

1.mention vt.

2.associate vt.

3.branch n.

4.leading adj.

5.body n.

6.banking n.

7.system n.

8.specialized adj.

9.construction n.

10.commercial adj.

11.communication n.

12.investment n.

13.institution n.

14.advisable adj.

15.define vt.

16.financial adj.

17.function n.

18.accept vt.

19.deposit n.

20.loan n.

21.customer n.单词：

1.提及， 说起

2.使发生联系， 使联合

3.分行， 分部

4.领导的， 第一位的， 最主要的网络危机公关

5.主体， 团体

6.银行业

7.系统， 体系， 制度， 体制

8.专门的， 专科的

9.建筑， 建设

10.商业的， 贸易的

11.交通， 通讯

12.投资

13.公共机构， 协会， 制度

14.可取的， 明智的

15.定义， 详细说明

16.财政的， 金融的

17.功能， 作用

18.接受， 承兑

19.存款

20.（借出的）贷款， 借出

21.顾客，客户

Phrases and Expressions

be associated with…

leading body

banking system

state commercial banks

Agricultural Bank of China

Bank of China

Construction Bank of China

Industrial and Commercial Bank of China

Bank of Communications

banking institutions

specialized bank

business activities

in common

accept deposits

make loans

open to the outside world 短语与词组

和…联系在一起

主管部门

金融体系

国有商业银行

中国农业银行

中国银行

中国建设银行

中国工商银行

交通银行

金融机构

专业银行

业务活动

一样，同样

吸收存款

发放贷款

对外开放

Notes：

1.Whenever banks are mentioned in China， it is natural to be associated with the People’s Bank of China.

（1）此句为主从复合句。连词whenever表示任何一个不具体的时间，引导的时间状语从句。

主句中的it为形式主语，代替不定式短语to be associated with…。to be associated with…为真正的主语。

（2）to be associated with…：和…联系在一起

2.This is because its branches can be found in the cities in this country.

（1）此句为主从复合句。连词because意为“因为”，引导表语从句。

3.This bank is commonly known as the leading body of the Chinese banking system which includes state commercial banks such as…：

（1）此句为主从复合句。关系代词which引导定语从句，在从句中作主语。

（2）be known as…：被认为是…；

（3）such as…：例如…；诸如…

4.It may be advisable to define a bank as an institution for doing financial work.

（1）在此句中，it为形式主语，真正的主语是to define a bank as…。

（2）to define．．．as．．．：把．．．定义为．．．；把．．．解释为．．．

（3）（for）doing financial work：办理金融业务

doing为动名词，既有动词的特征，后面跟宾语financial work；又有名词的特征，本身做介词for的宾语。

5.The other is to make loans to the customers who wish to borrow.

（1）此句为主从复合句。句中的who为关系代词，引导定语从句。

（2）to make loans to．．．为动词不定式短语，在主句中做表语。

6.open to the outside world对外开放